Avoid the "Paperwork Jungle"
At the Recovery Law Center, our personal injury attorney and his staff will help you to work through the "Paperwork Jungle." Keeping all of the paperwork straight can be difficult. If the victim misses a deadline or fails to file the correct forms, a claim can be denied. Also, victims need to avoid signing any releases or waiver such as medical release forms. These can be buried in the mass of paperwork and are easy to overlook. Signing such a waiver can give the insurance company access to confidential medical information that can be used against the victim. What is more, sometimes an insurance company can use "paperwork" to delay, harass and/or burden an accident victim.
In Hawaii, it is considered an unfair claim practice to Delay the investigation or payment of claims by requiring an insured, claimant, or the physician of either to submit a preliminary claim report and then requiring the subsequent submission of formal proof of loss forms, both of which submissions contain substantially the same information.
Essentially what this means is that insurance companies are not allowed to make multiple duplicative requests for information. They can not force claimants to file multiple documents, provide recorded statements, etc., which only provide the same information which they already obtained from that claimant.
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